Welcome to Peaceful Plans Insurance (“we,” “us,” or “our”). By using our services—including our website, SMS messaging, consultations, or insurance planning tools—you agree to these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By accessing or using our website, requesting a consultation, enrolling in funeral preplanning services, or opting into our SMS communications, you acknowledge that you have read, understood, and agreed to be bound by these Terms.

2. Services Provided

Peaceful Plans Insurance offers:

• Funeral preplanning consultations

• Life insurance and coverage information

• Digital appointment scheduling

• SMS and email communications related to account status, service updates, or promotional offers (with consent)

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.

3. SMS Messaging Terms

By providing your phone number and opting in to receive messages, you agree to the following terms:

• Message Types: You may receive appointment reminders, account updates, service alerts, and promotional offers related to funeral preplanning or insurance.

• Frequency: Messages will be sent on an as-needed basis, generally 1–5 times per month.

• Opt-Out: You may opt out at any time by replying STOP. To get help, reply HELP or contact us directly.

• Fees: Standard message and data rates may apply depending on your carrier.

• Consent: Consent to receive marketing texts is not a condition of purchase.

• Privacy: We do not share, sell, or rent your mobile data to third parties for promotional purposes.

4. User Responsibilities

By using our services, you agree:

• To provide accurate, current, and complete information.

• That you are at least 18 years of age.

• To use our services only for lawful purposes.

You must not:

• Misrepresent your identity or eligibility.

• Use our services in violation of local, state, or federal laws.

5. Data Privacy and Security

We take your privacy seriously. Information collected—including your name, contact details, preferences, and payment information—is protected under our Privacy Policy.
We use industry-standard security practices to protect your data, though no system is 100% secure.

6. Third-Party Providers

We may work with authorized service providers (e.g., CRM or SMS platforms) to deliver services. These vendors are contractually bound to use your information solely for service fulfillment. We do not sell or share your data with any party for third-party marketing.

7. Modifications

We may update these Terms of Service periodically. Updates will be posted here, and your continued use of our services constitutes acceptance of any changes.

8. Termination

We reserve the right to terminate or restrict access to our services at our sole discretion, without notice, for violations of these Terms or misuse of our platform.

9. Contact Us

For support, questions, or policy-related requests, please reach out to:

Peaceful Plans Insurance
📍 3500 6th Avenue, Des Moines, IA 50313
📞 +1 515-585-9335
📧 info.peacefulplans@gmail.com